Agni Factors

About Insurance Services.

Complete Protection for Life, Health, Business & Assets AGNI FACTORS provides a full spectrum of insurance solutions designed to safeguard individuals, families, and businesses from financial risks. With trusted partnerships with LIC and SBI General Insurance, we offer reliable, transparent, and long‑term protection backed by India’s most respected insurers.

Trusted guidance backed by 25+ years of financial expertise
Strong partnerships with LIC & SBI General Insurance
Transparent policy explanation and risk assessment
Claim support and renewal reminders
Tailored solutions for personal, commercial, and industrial needs

We help clients choose the right policy by evaluating risk, affordability, and long‑term benefits. Our service includes claim support, policy renewal reminders, and transparent guidance at every stage.

Life Insurance

Life insurance ensures financial security for your family in your absence.

Term Insurance — High coverage at affordable premiums for complete family protection
Endowment Plans — Life cover combined with guaranteed savings
Money-Back Policies — Periodic payouts for planned financial needs
Whole Life Plans — Lifetime protection with wealth creation
Retirement & Pension Plans — Regular income after retirement
Child Education Plans — Secures your child’s education and future goals

Health & Medical Insurance

Health insurance protects you from unexpected medical expenses and emergencies.

Individual Health Policies — Coverage for hospitalization and treatments
Family Floater Plans — One policy covering the entire family
Critical Illness Insurance — Lump-sum payout for major illnesses
Senior Citizen Health Plans — Tailored coverage for older adults
Emergency Medical Assistance — Cashless treatment at network hospitals

Commercial & Business Insurance

Protection for businesses, industries, and commercial establishments.

Fire & Property Insurance — Covers damage due to fire and natural calamities
Burglary & Theft Insurance — Protects stock, machinery, and assets
Liability Insurance — Covers legal liabilities arising from business operations
Shop Insurance — Comprehensive protection for retail and commercial shops
Industrial Risk Coverage — Safeguards factories, warehouses, and manufacturing units

Motor & Vehicle Insurance

Mandatory and essential protection for all types of vehicles.

Car Insurance — Comprehensive and third-party coverage
Two-Wheeler Insurance — Protection for bikes and scooters
Commercial Vehicle Insurance — Coverage for trucks, vans, taxis, and goods carriers
Zero-Depreciation Add-Ons — Higher claim value without depreciation deductions

Home & Property Insurance

Protection for your home, building, and valuable belongings.

Home Structure Insurance — Covers damage due to fire, flood, or natural disasters
Home Contents Insurance — Protects furniture, electronics, jewellery, and valuables
Tenant & Landlord Policies — Tailored protection for rented properties

Rural & Agricultural Insurance

Coverage designed for farmers and rural households.

Crop Insurance — Protection against crop loss due to weather or pests
Farm Equipment Insurance — Covers tractors, harvesters, and machinery
Livestock Insurance — Protection for cattle and farm animals

Travel Insurance

Protection during domestic and international travel.

Medical Emergencies Abroad
Trip Cancellation & Delay, Lost Baggage Coverage, Accidental Coverage

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